Click into your Registry Settings (this can be accessed in the Registry dropdown through the top navigation) and click on the Credit Card Fee header. The popup will provide you with 2 choices of who covers the Credit Card Fee for cash funds. “You” which means you, the user, will have 2.99% taken out of each cash gift or “Your Guests” which means your guests will pay an additional 2.99% of whatever they contribute to your cash funds.